During the meeting held by the state insurance regulators in Orlando on the issue of the protests of the insurance industry, a proposed federal regulation was endorsed which would make sure that a certain degree of your health-insurance premium is utilized for the purpose of medical care.

The state regulators unanimously agreed to approve the proposal to the US Department of Health and Human Services during a voting session held at the National Association of Insurance Commissioner’s fall meeting which is going to accept or alter the recommendations.

The regulations which are a part of the proposal will need health-insurance companies to spend minimum 80 percent of premium belonging to a customer when medical and health care facilities are provided.

The insurance company must spend a minimum of 85 percent of the premium on health-care for those customers who are covered by large-group plans. It is the responsibility of the insurance commissioners’ association for recommending rules and statistics of the ratios to federal officials.

This was decided as part of the Patient Protection and Affordable Care Act which the Congress passed this year in March.